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How It Works

The application process is a snap. In as little as 3 minutes, you can apply and receive a credit decision. Plus, it’s free! There’s no application fee or origination fee.

01

Apply Online

Getting started is easy. You can apply now with College Ave.

02

Customize Your Offer

With College Ave, you can reduce your student loans' total cost, monthly payments or maybe even both!

03

Pay Off Your Student Loans

With one simplified payment and possibly shorter terms, life without student loans can be that much closer.

Why choose College Ave to refinance your student loans?

We teamed up with College Ave because of feedback from our Members asking for a way to save on their student loans. Refinancing with College Ave may save you both money and time when paying off your student loans.

Variable Rates Starting at 2.75% APR1
Fixed Rates Starting at 3.35% APR2
No Application, Origination or Prepayment Fees
Refinance Options for Both Federal and Private Student Loans