Payoff Team Member Ty K. shares how she and her husband overcame conflict while budgeting as a married couple.
Prior to saying our “I do’s,” my husband and I went through some pretty intense premarital counseling focused on an array of things, including our finances. In addition to that, we spent hours crunching numbers while planning our wedding and honeymoon. So even though we had yet to actually sit down together and see each other in budgeting action, we were sure we’d be fine. At least that’s what we thought.
Fast-forward to just a few weeks into our marriage and pretty fresh off of our honeymoon. I went to my husband and said, “Babe, we need to go over our budget for the month.”
As I pulled out my red book and, as he likes to describe it, pushed my glasses up on my nose and whipped out my pen, I saw a fear in his eyes I don’t think I’d ever seen before. He instantly started to squirm like an unsuspecting insect that had gotten caught in my budgeting web.
I was as shocked at his paperless system as he was by my extremely detailed financial road map, nestled safely inside my red book. I’m sure we were both wondering, “How have you survived so long living this way?”
I was as shocked at his paperless system as he was by my extremely detailed financial road map …
See, my husband was used to working, putting money in the bank, paying his bills, going shopping here and there, hanging out with family and friends, taking trips and basically doing whatever his heart desired — without ever writing any of it down.
Somehow we made it through that first painful conversation. And then month after month, we muddled our way through family budgeting meetings with me feeling guilty for having everything written down and my husband feeling equally as guilty for not doing the same.
Finally, after several months of feeling like we were both enduring the most painful trip ever to the “dentist of finances and budgeting, we remembered that before we met neither of our bank accounts had ever been overdrawn and we were both living pretty comfortably. It hit us that our systems had been working for each of us just fine, and now that we were married all we had to do was find some common ground for our budgeting styles.
Now, 3 years later, I’m excited to say that the gaping difference in our approaches to budgeting didn’t kill us. In fact, we’re happily married and my husband no longer cringes monthly when I pull out the red book.
… Now that we were married all we had to do was find some common ground for our budgeting styles.
These days I like to think he’s actually smiling about it on the inside, somewhere deep down in that free spirit of his. Over the years I’ve heard him say to family, friends and strangers alike, “We couldn’t have done this without my wife’s red book budgeting.” I’ve found myself responding with praise of my own, like, “We also couldn’t have done this without my husband’s beautiful mind.”
So, if you’re an Architect getting ready to marry a Free Spirit, don’t put away your red book just yet. There’s still hope as you create your own unique route for maintaining your family budget.
Written by Ty K. from Payoff’s Member Experience Team