Paying down credit card balances can be hard, but it doesn’t have to be confusing.

We’ve done the work for you, and have listed the pros and cons of seven proven ways to pay down credit card balances. Now it’s up to you to decide which one is the best fit for you!

credit card balances

credit card balances

No matter what path you choose, just know that we would love to help you along that road. We’re people building personal products with a purpose to help you achieve your dreams and empower you to live your best life.

If you’re curious about whether the Payoff Loan™ is your best option, go to or give one of our Member Advocates a call at (800) 878-0901. We will help you decide if we are, or aren’t, your best option.

One Response to 7 Ways to Pay Off Your Credit Card Balances

  1. LeAnnDra says:

    Your site is nicely done and very insightful and inspirational and motivational. From its soft colors to the tone of the information. I like your Ideas, the only drawback for me is that your payoff loans are only available to people with a credit score of 660. Which unless the person gets to you in time before there score is affected they are out of luck. As am I. I have about 12k in Credit card Debt and about 5 k of Misc debt. I was diagnosed with a tumor and had medical and legal expenses. I have to take a 2 year dabatical and live off my savings withdraw my 401k So I have 15k in IRS debt which I am paying and not stressed about them…. they leave you alone once you start paying them off. Although my income has been over 80k for the past 8 years. One year of tragedy and it’s all gone. But I can dig out ! The car only has only more year on it. I have spoken to all my collections agents and talked common sense to them so they don’t harass me. I am trying to find a source for a 20k cash loan that will get me out of the hole and I would agree to a direct deposit from my paycheck to an account. I have a secure job paying me 89k a year. My salary is only going to go up.. next year and the year after that… I can get out. But it would be such a stress reliever to get a break for once. Any way … I might start a carpet cleaning business one truck could bring in 10k a month if you get it going ! It is very simple the carpet is dirty ….. now it’s clean! Simple not complicated! I like it!

    Thank you for your site its very good!

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