Uncovering Acute Financial Stress


Measure Your Financial Stress to Stay Healthy

By taking our quick 6-question financial stress assessment, you can determine your stress level from low to Acute Financial Stress, how it impacts your life and how you can conquer it.


Measure Your Stress

What Financial Stress impacts:

Financial stress can cause persistent negative thoughts, such as beating yourself up over past mistakes.


Financial stress can cause feelings of fear, worry or regret related to your finances.


Financial stress can cause changes to your behaviors, like avoiding social occasions.

Acute Financial Stress

Acute Financial Stress (AFS) is defined as a pattern of intrusive thoughts, disordered feelings and avoidant behaviors related to your finances.

Similar Symptoms to Post-Traumatic Stress Disorder (PTSD)
  • Reliving Past Stressful Events
  • Avoiding Stress Reminders
  • Sleeping Difficulty
  • Feelings of Isolation
  • Extreme Anxiety
  • Guilt
  • Hypervigilance
  • Denial
  • Emotional Numbing

23% of Americans suffer from Acute Financial Stress

Starting the Conversation

Financial stress can make you feel like you don’t have a safe place to talk about your finances. We’re starting the conversation to show financial stress is not uncommon and you don't have to feel alone.

Build Your Resilience to Financial Stress

Our Science Team has been studying the effects of Cognitive Behavioral Therapy (CBT) — a short-term, goal-oriented psychotherapy treatment that takes a hands-on, practical approach to problem-solving — as a treatment for financial stress.


Get Rid of Credit Card Debt With the Payoff® Loan

The Payoff Loan is a great option for you to pay off your outstanding credit card debt at a lower, fixed interest rate.


Manage Stress With the Payoff Peace Email Series

This 6-part mindfulness coaching series will help you gain clarity around your financial stress, empowering you to break old patterns of thinking and form new, healthy habits.

Measure Your Stress

Build Your Cash Cushion With Payoff Savings

Take your savings to the next level and be the first to use the exclusive, new Payoff Savings account.