23% of Americans — and 36% of Millennials — experience a debilitating degree of stress surrounding their finances. Their financial stress results in pathological effects on their thoughts, feelings and behaviors most commonly associated with Post-Traumatic Stress Disorder (PTSD). This condition is called Acute Financial Stress (AFS), and it’s a big issue.
Uncovering Acute Financial Stress
By taking our quick 6-question financial stress assessment, you can determine your stress level from low to Acute Financial Stress, how it impacts your life and how you can conquer it.
Financial stress can cause persistent negative thoughts, such as beating yourself up over past mistakes.
Financial stress can cause feelings of fear, worry or regret related to your finances.
Financial stress can cause changes to your behaviors, like avoiding social occasions.
Acute Financial Stress (AFS) is defined as a pattern of intrusive thoughts, disordered feelings and avoidant behaviors related to your finances.
Financial stress can make you feel like you don’t have a safe place to talk about your finances. We’re starting the conversation to show financial stress is not uncommon and you don't have to feel alone.
Our Science Team has been studying the effects of Cognitive Behavioral Therapy (CBT) — a short-term, goal-oriented psychotherapy treatment that takes a hands-on, practical approach to problem-solving — as a treatment for financial stress.
The Payoff Loan is a great option for you to pay off your outstanding credit card debt at a lower, fixed interest rate.
This 6-part mindfulness coaching series will help you gain clarity around your financial stress, empowering you to break old patterns of thinking and form new, healthy habits.Measure Your Stress
Take your savings to the next level and be the first to use the exclusive, new Payoff Savings account.