Payoff Personality

Uncover your unique Payoff Personality to better understand the habits and behaviors determining your relationship with money and how you can best achieve your goals.


Why Your Payoff Personality Matters


Your Relationship With Money in a Two-minute Quiz

Developed by our Chief Science Officer and former eHarmony Chief Scientist, Dr. J. Galen Buckwalter, the 3-minute, scientifically proven Payoff Personality Assessment will match you to 1 of 10 scientifically validated personalities and provide you with a better understanding of how your personality affects your financial habits and behaviors.


The Benefits of Knowing Your Payoff Personality:

Your Habits

Receive useful insights on how your personal psychology is affecting your decisions around spending and saving money.

Your Payoff

Experience a distinct level of personalization that delivers truly one-of-a-kind support, advice and tools designed just for you.

Better Your

Develop a deeper understanding of how you, and the people in your life, approach financial situations and decisions.

Discover Your Payoff Personality

Using Science to Better Understand You

In psychology, the Big 5 personality traits are scientifically backed dimensions used to describe the foundations of human personality. We’ve added an important additional layer by showing how they impact your financial behaviors.

  • 1. Openness
  • 4. Conscientiousness
  • 2. Extraversion
  • 5. Agreeableness
  • 3. Neuroticism
  • + Finances

A Great First Step

Together, we help you create a personalized path to financial wellness. In order to do this, we can’t rely on a one-size-fits-all solution. Rather, we make it easy for you to make the right choices for you.