Representing mental and physical wellness — evaluated through a 6-question stress assessment measuring financial stress across mental, emotional and behavioral dimensions.

Why we measure your Financial Stress »

Representing financial management and planning — evaluated through a comprehensive financial assessment weaving together your monthly cash-flow (earnings and expenses), total debt and current savings to create a comprehensive financial picture.

How we look at your numbers and more »

Representing self-understanding — evaluated through a patent-pending personality quiz connecting personal psychology with financial habits and behaviors.

Why Payoff Personality matters »