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Won't affect your credit score!

How the Payoff Loan Compares to Credit Cards

The Payoff Loan Credit Cards
Focused On Getting You Out Of Debt
Fixed Monthly Payments
No Late Payment Fees
Designed to Help Boost Your FICO Score*
As Seen On

Benefits of a Payoff Loan

Better Than Credit

Lower rates than most credit cards and customizable loan terms.

Simple and Easy

A single, fixed, and affordable monthly payment to simplify your life.

Credit Boost

Paying off your credit cards can help increase your credit score by 40+ points.*

Personal Service

Talk to the friendly and helpful people in our Costa Mesa, CA office.

Our Rates & Terms

Loans From

$5,000 - $35,000

APR

8% - 25%

APR includes 2%-5% Origination Fee
Terms††

24 - 60 months

  • No Application Fees
  • No Prepayment Penalties or Fees
  • No Late Fees
  • No Annual Fees
5 / 5 Stars on Lending Tree
4.7 / 5 Stars on Credit Karma

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Will not affect your credit score!