Credit cards are powerful things. They are like a magic money replacement–swipe a piece of plastic and the cashier could care less if you have a single dollar of real cash to your name. They are also quicksand–if you rely on one for a second too long it can devour you entirely. You’ll hear some people claiming that cards are sent from heaven and others shouting that cards are from the devil and should be shunned entirely. The truth is that cards can be very useful or dangerous depending on your skill in using them. But, there is something that can give you the power of a credit card without the pain. See the graphic below to find out.
Our featured tool from PerkStreet is a checking account with a debit card that gives you an amazing 2% cash back. It’ll help keep you out of debt, too.
Photo credit: vipez