† Based on a study of Payoff Members between March 2016 and July 2016. Payoff Members, who paid off at least $5,000 in credit card balances, saw an average increase in their FICO® score of 40 points within two months of receiving a Payoff Loan™. Individual results may vary.
There are no application fees or commitments, and it does not impact your credit score.Check Your Rate
Select the offer that works best for you and finish your application.View Rates and Terms
Review your terms, verify your information and eSign your loan documents.Learn How to Get Approved
Your funds to pay off your credit card balances will be electronically deposited into your account.See the Benefits
Easy online application. Wonderful, personal service from start to finish. Real people who care about making you comfortable along the way. I cannot say enough about how great this experience and the people at this company were.
Going to Payoff was the best decision of my life. I have control and can breathe again. The whole process was very easy. I just want to thank the ladies and gentlemen at Payoff for giving me the help and boost I needed.
Payoff is one of the best companies I've ever dealt with in timeliness and communication. I feel that there's someone with me at every step, who is as invested in my success as I am. They are true to their motto of changing the way you view credit debt.
Our Member Experience Team is front and center in our California office. From calls (or email or chat if you prefer) to personal notes, we’re committed to your success and creating a personal experience.Have questions? We're here to help.