It's Time for Your Payoff
A loan designed to help you pay off your credit cards and simplify your life.
Real People. Real
Payoff is here for you. We're people building personal products with a purpose: helping you achieve your dreams and empowering you to live your best life.Learn More
The Payoff Loan™
Pay off between $5,000 and $25,000 of your credit card balances.
Fast Pay Off
Lower rates than your credit cards and terms lasting just a few years.
Simple and Easy
A single, fixed, and affordable monthly payment to simplify your life.
Talk to the friendly and helpful people in our Costa Mesa, CA office.
On Your Side
No application fees, no late fees, and no prepayment fees.
Paying off your credit cards can help increase your credit score.
Do You Know Your Financial Personality?
You are unique and so are the decisions you make about your money. The free Payoff Financial Personality Quiz empowers you to understand how your personality influences your choices and financial habits, and provides personalized tips and content to help you live your best life.
I've had the best experience with Payoff. The application process was really easy...