Healthy. Wealthy. Wise.

Discover how the sciences of stress and personality connect to your financial wellness.

Get Started About Financial Wellness

A More Personal Loan

Eliminate your credit card balances and begin a refreshing journey to financial wellness.

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Start Your Journey Now

Conquer your credit cards.

The Payoff Loan™ gives you the power to reduce multiple high-interest payments into one low rate and simple monthly payment.
Get The Payoff Loan™ »

Reduce your stress.

88% of Americans say their level of stress about money has remained the same or increased in the last year. Let’s change that.
Lower your financial stress »

Understand your habits.

Knowing the financial personality of yourself and others gives you the ability to make better decisions in your interactions.
Get your Financial Personality »


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What’s Ahead

We're building the future of financial wellness now, and we want to let you in on our plans.

Put your savings on fast-forward.

We intelligently provide you with a personalized Safe-to-Save™ number and put your savings on autopilot.
COMING SOON

Spend better with a smarter card.

Put the power of Payoff’s science and personalization in your pocket for a smarter way to spend.
COMING 2017



A Human Approach to Finance.

You’re in control. Payoff makes you the hero with smart recommendations and the right tools to empower you to move your finances forward.



A SCIENCE TO UNDERSTANDING YOU

Our science is developed to serve you, understand you and provide you with better information to help you take control.

TRULY ALIGNED FINANCE

We recommend only products and services that are aligned with your success. Our entire mission is to move you forward.

OUR ADVOCATES ARE YOUR ADVOCATE

Our member advocates are dedicated to providing you a personal and joyful experience.

A Human Approach to Finance.

You’re in control. Payoff makes you the hero with smart recommendations and the right tools to empower you to move your finances forward.

A SCIENCE TO UNDERSTANDING YOU

Our science is developed to serve you, understand you and provide you with better information to help you take control.

TRULY ALIGNED FINANCE

We recommend only products and services that are aligned with your success. Our entire mission is to move your forward.

OUR ADVOCATES ARE YOUR ADVOCATE

Our member advocates are dedicated to providing you a personal and joyful experience.

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Personalized for You
Meaningful Recommendations
People Who Care

The world is ready for a different approach to finances.

"Payoff is hoping to make it easier for people to understand how they make financial decisions. And the bet is that by understanding your personality, you can take steps to improve your decisions in the future."

— Forbes

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What Payoff Members Are Saying

"Payoff was the first to offer me what I actually needed, and every step of the way everyone at the Payoff team has gone above and beyond my expectations."

Member jodi k Jodi K. — Payoff Member

WHAT PAYOFF MEMBERS ARE SAYING

"I chose payoff because it seemed a great choice to get everything into one easy payment, while lowering my interest rate."

Member blank Kevin G. — Payoff Member

WHAT PAYOFF MEMBERS ARE SAYING

"I love the culture of your company. It's not just about making money but educating clients on how to plan for the future."

Member blank Kimberly B. — Payoff Member