Healthy. Wealthy. Wise.

Meet the Payoff Financial Wellness Guide — where your health, finances and your personality ALL MATTER.

Get Started or see how it works below.

1Get to know yourself and your situation

Discover how the sciences of stress and personality connect to your financial wellness.

Uncover the effects Financial Stress.

In this 3-minute assessment, you can assess your financial stress, and take actions to reduce the affect it is having in your life.

Better understand your Financial Picture.

In this 10-minute assessment, you can get a full picture of your financial situation and how you match about against the others.

Discover your Financial Personality.

In this 2-minute quiz, you can gain a deeper understanding of yourself and the reasons behind your financial behaviors.

2Be empowered through personalized recommendations

Take action to improve your financial well-being by using Payoff’s personalized recommendations based on you and your personality.


Get Your Financial Wellness Guide »

“Thoughtful interaction beyond interface: hand-written note to new @Payoff custmrs encouraging fiscal responsibility.”

— @steph_j_wilson

“Loving the new homemade newsletter from @Payoff called The Blend. Drink up!”

— @ceemion

“Okay, this money personality quiz was eerily accurate. Thanks for sending, @Payoff!”

— @brokepedia

“Just paid off my two major credit cards! Thank you @payoff!”

— @ethomanator

According to the Payoff study, 23 percent of Americans—and 35 percent of millennials—experience a debilitating degree of stress over their finances, affecting their thoughts and feelings in ways that are most commonly associated with PTSD.

While the quiz is fun, there are also helpful recommendations for how each personality should manage their money. For instance, [Payoff] recommends that “Storytellers” remain more conscious of spending when they’re out socially.

Payoff is hoping to make it easier for people to understand how they make financial decisions. And the bet is that by understanding your personality, you can take steps to improve your decisions in the future.

By offering loans at rates lower than those charged by many card companies, [Payoff] says it will help consumers pay off their most expensive debt and get on sound financial footing.

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The Payoff Team

We're building a community of people who care.

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Financial Personality

Discover your habits around savings and spending.

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New Video

Uncovering Acute Financial Stress.

Featuring Payoff's Chief Science Officer, Dr. Galen Buckwalter.

Learn More »