Do you have a goal of what you want to do after you retire and how to pay for it? If you answered no to that question, you’re not alone. About 40% of working Americans today are not saving for … Continue reading
Category Archives: Grow Savings
10 Ways to Go Green and Save Money
Living an eco-friendly lifestyle not only preserves our planet, it can also save you money. Do your part to make the world a better place and bolster your savings account by trying these eco-friendly, economical moves. 1. Make your own … Continue reading
4 Low-Stress Budgets to Make Tracking Spending Easier
The trouble with budgets is if they get too complex, people stop using them. The process works like this: Step 1: Get excited about personal finance. Step 2: Design a complex and robust budget. Step 3: Spend three hours the … Continue reading
5 Ways to Jump Start an Emergency Fund
Life happens. Cars break down, hot water heaters stop working, someone in the family is injured, you lose a client… When you take a financial hit, though, it’s much easier to handle if you’re prepared. Easier said than done when … Continue reading
10 Ways to Make Extra Money While Getting Rid of Junk
Do you have a lot of stuff and not enough cash? Well there’s good news! You can find plenty of ways to get rid of the clutter and make extra money at the same time with these 10 money-making ideas. 1. Garage … Continue reading
5 Easy Tips to Start Saving For Retirement Today
Ever pay attention to retirement savings statistics? They’re scary. Thirty-five percent of Americans over 65 rely completely on Social Security. Thirty-six percent save nothing for retirement. Sixty-three percent depend on Social Security, friends, relatives or charity. Only 4 percent of … Continue reading
6 Ways to Stash Cash for an Emergency Fund
It’s not as exciting as saving for a vacation or a new car, but having an emergency fund is an important insurance policy against life’s inevitable ups and downs. While it might seem daunting and will no doubt take some … Continue reading
Why Everyone Should Have an Emergency Savings Fund
When life runs smoothly, it’s easy to forget about the importance of an emergency savings fund. Something happening like your car breaking down or your heater failing makes you quickly realize that a rainy day fund is a necessity. Consider … Continue reading
Do You Know Your Net Worth?
Your net worth refers to how much you’re worth financially when all of your assets and debts are taken into account. It is the total of what you’ve saved and acquired minus what you’ve spent and serves as a good … Continue reading
Top 6 Money Drains in Your Home (and How to Plug Them)
The money you spend each month on your home and utilities can feel like fixed costs. After all, you have to live somewhere — and the house won’t heat itself. But while some costs are unavoidable, you might be surprised … Continue reading